Cabinets are beautiful and very necessary, but can also be very costly. Pick your spots for built in cabinetry carefully, or look for alternate ways to accomplish what you'd wanted from furniture and cabinets and use drywall shelving as an alternate approach. Having less locations of cabinetry can save you money. You can always add cabinets at a later date. They are one of those items, like light fixtures and plumbing fixtures, that you can use to "grow into your home."
Also, you may want to think about going to paint grade cabinets to save money on material. Paint grade cabinets will show more wear, but if they are placed in the right spots can really brighten up a room.
